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Article 3.5: Flexible Financing Expanded

Article 3.5: Flexible Financing Expanded

Chapter 9: Financial Management and Profitability in the Alcohol Industry

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Ian Pfeffer
Sep 06, 2023
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Article 3.5: Flexible Financing Expanded
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Flexible Financing Expanded

  1. Line of Credit

    • Where: Traditional banks or credit unions.

    • How to Ask: "I'm interested in establishing a business line of credit to manage fluctuations in our cash flow. What are your terms and qualifications?"

    • More Info: U.S. Small Business Administration

  1. Business Credit Card

    • Where: Most major banks offer business credit cards.

    • How to Ask: "What benefits and features come with your business credit cards? I'd like to apply for one."

    • More Info: NerdWallet's Best Business Credit Cards

  1. Equipment Financing

    • Where: Banks, dedicated equipment financiers, or online lenders.

    • How to Ask: "I'm looking to finance some equipment purchases for our distillery. What are your terms for equipment loans?"

    • More Info: Equipment Leasing and Finance Association

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